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You’ll be able to pay your bills and home insurance and take out a boiler service cover plan. You might also be able to afford £900 a year for professional help with decorating and maintenance.

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Previous: If you expect to have housing costs such as a mortgage or rent, these can vary significantly. As a very rough guide, consider the possibility of spending £1,100 a month for a commercial rent or shared ownership, or £750 a month to rent a Church retirement property.

Next: You’ll be able to pay your bills and home insurance and take out a boiler service and cover plan. You could spend £500 a year to maintain the condition of your property with a £300 contingency.