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You could buy a three-year-old car which is replaced every seven years. You could spend £22 per month on taxis and around £104 on train journeys.

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Previous: At this expenditure level, you might not be able to afford a car, but you will have your free bus pass for most journeys. You could spend around £30 a month on taxis and around £180 a year on rail journeys.

Next: You could buy a three-year-old car which is replaced every five years. You could spend £22 a month on taxis and £208 a year on train journeys.