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You’ll be able to pay all your bills and have home contents insurance. You could spend around £200 a year on DIY, decorating and maintenance.

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Previous: The amount you have suggested is below the Pensions UK minimum level.

Next: You’ll be able to pay your bills and home insurance and take out a boiler service and cover plan. You could spend around £500 a year to maintain the condition of your property with a £300 contingency.